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In general, an adult model is being paid to perform sex acts with another adult model by a third party, the purpose being to produce a commercial product.

A prostitute/escort/personal service provider is being paid to perform a sex act with the person paying, the purpose being the sexual gratification of the person paying.

The way i see it Paul, you get offered it then its your adult choice to refuse but bear in mind "a refusal often offends"

Suggestion: Stick to professional girls.

If girls are offering you extras then they must think you are ok.